India Payments (Razorpay Payment Links — UPI / cards / netbanking) MCP server

Check whether an India payment link (created by create_payment_link) has been paid. Fetches the link from Razorpay directly — a reliable pull-based alternative to webhooks. paid=true when status is PAID.

Refund a paid India payment (created by create_payment_link; Razorpay only for now). Full refund by default; pass amount for a partial refund in INR. Refunds respect the same owner policy guardrails (x-agentpay-max-amount) as payments — the amount is checked before anything is sent to the gateway.

Check a subscription created by create_subscription_link, using its subscription_id (sub_...). active=true once the buyer has authorized (status active or authenticated). Full status list: created (awaiting authorization) | authenticated (mandate set up) | active (charging) | pending (a charge failed, retrying) | halted (retries exhausted) | cancelled | completed (all cycles charged) | expired.

Cancel a subscription so it stops renewing. Pass the subscription_id (sub_...) from create_subscription_link / query_subscription. By default cancels immediately; set cancel_at_cycle_end=true to keep it active until the end of the current paid cycle, then stop.

Create an India payment link in INR via Razorpay Payment Links, a major Indian payment gateway. Buyer pays with UPI (Google Pay / PhonePe / Paytm / any UPI app), credit/debit card, netbanking, or wallet — whatever is enabled on the merchant account. Returns a hosted payment page URL (rzp.io short link) the buyer opens to pay — payment completes automatically, no confirm step. Amounts are in INR rupees (decimals allowed, e.g. 499.50). Bring your own Razorpay key pair via headers x-razorpay-key-id AND x-razorpay-key-secret (free test keys from dashboard.razorpay.com; rzp_test_ keys never move real money). Money always flows buyer→Razorpay→merchant; this service never touches funds.

Create a recurring subscription link in INR via Razorpay Subscriptions. It builds a Razorpay plan (period + interval + per-cycle amount) then a subscription for a fixed number of billing cycles, and returns a hosted authorization URL (rzp.io). The buyer opens it, authorizes their UPI/card once (UPI AutoPay / card e-mandate), and is then charged automatically every period until it completes or is cancelled. amount_inr is charged PER billing period. Bring your own Razorpay key pair via headers x-razorpay-key-id AND x-razorpay-key-secret. Respects the same owner policy guardrails as payments (the per-period amount is checked before anything is created). Money always flows buyer→Razorpay→merchant; this service never touches funds.